Important updates

**** Important update from TV Financial Services regarding interest rates- This could be well worth 2 minutes of your time! ********

 

As you may have seen in the news recently, the mortgage lending industry is undergoing significant change, spurred on by property price growth, particularly in the Sydney and Melbourne markets.  Low interest rates have fuelled much of this unprecedented growth in property and government regulators are concerned with the longer term impacts of this price growth and they see speculative property investment as a source of much of the problem.

Over the past few weeks a number of lenders in Australia have made changes to their products and pricing. Over the weekend you may have seen increases in the rate for investor home loans. Your Bank may be currently sending you letters to notify you of changes, if so we are here to help you!

Because of these changes, it’s now more important than ever to give us a call to see if your current lender is the most appropriate for you and we are here to help and explain if / how the changes affect you at no charge

If you would like us to talk through some of the latest lender changes, please call us on 08 90721138

 


Who is TV Financial Services?

We are a locally based mortgage broking company here in Esperance. There is myself, Tamara along with Jo, Ashley & Brooke. We are specialised across many different sectors, finance for rural, Commercial, Home loan, investment and personal lending. We also provide services for Equipment & vehicle finance along with our recently added Financial Planning services. We can source finance for just about anything you can think of. We have had many years of banking experience and a bonus that we are local


What do mortgage brokers pay for their service?

You do not pay any the mortgage broker for their services. The mortgage broker is paid by the lender once settlement goes through, Regardless of how much the lender pays the broker, you will still pay the same rate. The interest rate you pay on a loan is generally the same as if you gone directly to that lender yourself. Remembering the broker is ensuring you are getting the best deal in the market place.


What is a mortgage Broker’s role?

Your mortgage broker works for you to get the best deal for your situation. We are highly skilled in the loan market and have access to many different lenders and products. Whether you are interested in a fixed rate, low interest rate mortgage, working or increased capital, or just reviewing your current rates and margins, as your mortgage broker we will be able to help you select the right match. We will also be able to help you with the paperwork and settlement process, not to mention our ongoing service after the settlement.

Service and ongoing support is something we pride ourselves on!